Term Insurance

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Term Insurance

Term Insurance

Protect your family's financial future with a comprehensive Term Insurance plan through FundZweis. Get high life cover at an affordable premium, ensuring your loved ones remain financially secure in your absence. Choose a plan that fits your needs with flexible coverage options and easy online policy issuance. High life cover plans can start from around ₹500/month for ₹1 Crore coverage, depending on factors such as age, health, policy term, and insurer.

  • ₹1 Crore life cover starting from ₹500/month*
  • Financial protection for your family
  • Affordable premiums with high coverage
  • Flexible policy term options
  • Tax benefits as per applicable laws
  • Optional Critical Illness & Accidental Death riders
  • Simple online application process
  • Quick and hassle-free policy issuance

Why Choose FundZweis for Term Insurance

Access to leading insurance providers

Expert assistance in selecting the right plan

Competitive premium options

End-to-end online policy support

Transparent and paperless process

Dedicated relationship manager

Easy claim assistance and customer support

Personalized protection for goals

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Term Insurance FAQs

  • What is Term Insurance?

    Term Insurance is a pure life insurance plan that provides financial protection to your nominee in the event of your unfortunate demise during the policy term. It offers a high sum assured at an affordable premium.

  • Who should buy Term Insurance?

    Anyone with financial dependents, outstanding loans, or long-term financial responsibilities should consider purchasing a Term Insurance plan to safeguard their family's future.

  • Can I get ₹1 Crore life cover starting at ₹500 per month?

    Yes. Depending on factors such as your age, health, lifestyle, policy term, and insurer, ₹1 Crore life cover may be available from approximately ₹500 per month for eligible individuals. Actual premiums vary by profile and plan.

  • What factors affect my premium?

    Premiums are determined by factors including age, health condition, smoking habits, occupation, policy term, sum assured, and any optional riders selected.

  • Can I add riders to my Term Insurance plan?

    Yes. Many insurers offer optional riders such as Critical Illness Cover, Accidental Death Benefit, Permanent Disability Cover, and Waiver of Premium to enhance your protection.

  • How much life cover should I choose?

    A common guideline is to choose life cover that adequately protects your family's future expenses, outstanding liabilities, and long-term financial goals. The appropriate amount depends on your individual financial situation.

  • Are Term Insurance premiums eligible for tax benefits?

    Yes. Premiums paid and eligible claim proceeds may qualify for tax benefits under the applicable provisions of the Income Tax Act, subject to prevailing tax laws.

  • Can I buy a Term Insurance policy online?

    Yes. You can compare plans, calculate premiums, submit your application, complete KYC, and purchase your policy online through FundZweis.

  • Why choose FundZweis for Term Insurance?

    FundZweis helps you compare plans from trusted insurers, understand coverage options, choose the right protection for your family's needs, and provides dedicated assistance throughout your policy journey—from purchase to claim support.

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